"Happy Installment" Plan

Online Application Offer

From now until 28 Feb 2025, you could enjoy up to HKD500 Cash Reward^#upon successful online application for Dah Sing Credit Card "Happy Installment" Plan and all relevant requirements met!

Approved Installment Plan Amount (HKD)	Cash Reward (HKD)
	Loan Tenor
	12 months to 18 months	24 months to 48 months
20,000 – 49,999	100	200
50,000 or above	100	500

Note: Customers must not hold any installment plan in the past 24 months according to the approved date for the Installment Plan.

Terms and Conditions apply, please click here for more details.

Features

Personalised Monthly Handling Fee as low as 0.17%¹

APR is 3.56% with a "Happy Installment" Plan of HKD80,000 and a repayment period of 6 months.

Features Details

Flexible Repayment Periods of 3-48 Months

Repayment period of 3 months is only applicable for application via hotline.

Features Details

Applicable to All Local or Overseas Retail Purchase Transactions²

Features Details

Flexibility to Combine Retail Purchase Transactions³

Features Details

Instant Online Application and Approval

Login and enjoy new application experience via Digital Banking!

Features Details

Apply Now

Existing e-Banking Customers

Not registered e-Banking yet

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Eligibility

You must hold a Dah Sing Credit Card

You must make the application at least 5 working days before
the payment due date printed on the monthly statement where
the transactions were shown.

Applicable to transactions of HKD3,000 (or same value foreign currency transactions) or more.

Transactions can be combined, and the amount for each single combined transaction should not be less than HKD300.

Apply Now

Product Enquiry / Enquiry of Promotion

Scan the QR Code below*
QR Code for WhatsApp us for call back

*If you do not provide the required information (including but not limited to Your Name) in the WhatsApp appointment, our bank staff cannot proceed to contact you to follow-up your enquiry and no separate notice will be issued.
"Happy Installment" Plan subject to relevant terms and conditions. For details, please click here.
#"Happy Installment" Plan Online Application Offer subject to relevant terms and conditions. For details, please click here.

To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.

Remarks

For details of the personalised monthly handling fees and its relevant annualised percentage rate (APR), please refer to online application form or call the Enquiry Hotline 2828 8166. APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate which includes the monthly handling fee and other applicable fees and charges of a product expressed as an annualised rate.
"Happy Installment" Plan is applicable to transactions of HKD3,000 (or same value foreign currency transactions) or above and transactions can be combined (Amount for each single combined transaction should not be less than HKD300).
All combined transactions must be made under the same credit card account. The Applicant has to make the Application at least 5 working days before the payment due date printed on the monthly statement which the Transactions were shown (applicable to transaction(s) made within recent 2 months only).
The Bank may reject any Application at its sole and absolute discretion and without giving any reason therefor.

Online Application Offer

Features

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Eligibility

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