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To borrow or not to borrow? Borrow only if you can repay!

This service / product is not targeted at customers in the EU

  1. The Residential Mortgage Plan offers are applicable to residential estates that are registered under an individual or limited company name. For enquiries, please check with our staff at branches of Dah Sing Bank, Limited ("the Bank").
  2. "P" refers to the prevailing HKD Prime Rate quoted by the Bank from time to time.
  3. The Hong Kong Interbank Offered Rate (HIBOR) is the reference rate for the HIBOR Mortgage Plan.
  4. The above information is for reference only. The mortgage loan shall be subject to the terms and conditions as set out in the facility letter signed by the customer.
  5. The Bank reserves the right to revise or cancel the above offers and/or amend the terms and conditions at any time without prior notice.
  6. The above mortgage plans are subject to relevant terms and conditions. Please contact our staff at branches of the Bank for details.
  7. For mortgage loan applications, the Bank reserves the right for final approval.
  8. The offer of "Free Fire Insurance for the First Year" is valid until 31 Dec 2025. The offer of  "Household Insurance Plan" is valid until 30 Jun 2025.  The above offers are only applicable to customers who successfully draw down a residential mortgage loan and are insured with Dah Sing Insurance Company Limited. For the terms and conditions of the "Free Fire Insurance for the First Year" offer, please contact our staff at branches of the Bank for details; For the terms and conditions of "Household Insurance Plan" offer, please click here for details.

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