Foreign Exchange Rate Offer

General Terms & Conditions

1. Exchange rates and interest rates are subject to review according to changes in market conditions from time to time. Dah Sing Bank Limited ("the Bank") reserves the right to change the above exchange rate and interest rate offers at any time. Before making the relevant transaction, please check with our branch staff for the effective rates applicable to the transaction.
2. The Bank reserves the right to suspend, revise or terminate the above offers and to amend the terms and conditions thereof at any time without prior notice. In case of any disputes, the decision of the Bank shall be final.
3. This service / product is not targeted at customers in the European Union.
4. The English version of these Terms and Conditions shall prevail whenever there is any discrepancy between the English and Chinese versions.

Terms & Condition of the Preferential Foreign Exchange Offer

5. For the promotion period and the designated foreign currency of the latest Preferential Foreign Exchange Offer, please refer to this website or contact our staff for details.
6. The Preferential Foreign Exchange Offer is applicable to customers who convert HKD into the designated foreign currency or the designated foreign currency into HKD via any of our branches or Wealth Services Managers during the Promotion Period.
   Note: The Preferential Foreign Exchange Offer is only applicable to the conversion of HKD into the designated foreign currency and the conversion of the same foreign currency into HKD based on the prevailing board rate, and not applicable to the conversion between foreign currencies.
7. The Preferential Foreign Exchange Offer is NOT applicable to note exchange.

Risk Disclosure

Foreign Currency Trading
Investment involves risks. Foreign currency investments are subject to exchange rate fluctuation which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollar or other foreign currencies. Foreign currency rates of exchange may adversely affect the value, price or income of any security or related investment mentioned in this document. This document does not purport to identify all the risks that may be involved in the product or investments referred to in this document. Before making investment decision, investors should read and understand the offering documents of such products, including but not restricted on the risk disclosure statement and health warning.

Foreign Currency Exchange Risk Disclosure
Fluctuations in the exchange rates of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK Dollars upon maturity of the fixed deposit.

Currency Risk Disclosure
Exchange of RMB to HKD or other currencies is subject to currency exchange rate fluctuation. Customers should bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently subject to exchange controls imposed by the PRC government, the exchange rate may be easily affected by change in government policies.

This service / product is not targeted at customers in the European Union.